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Explaining compound interest to your kids or grandkids is a great way to introduce them to the concept of saving and investing. Here are some thoughts on how you can explain it in a simple and understandable way.

As time advances, the realities of retirement loom larger, underscoring the importance of sound financial planning. Retirement is a culmination of lifelong aspirations and dreams. To truly relish this period, meticulous planning, especially with a seasoned partner like Century Management, becomes indispensable.

Working with a Certified Financial Planner® (CFP®) can offer numerous benefits, especially when it comes to managing your personal finances and planning for the future. Here are some of the key advantages of working with a CFP® professional.

As the leader of Century Management, I have spent over three decades helping businesses, executives, and families navigate the intricacies of wealth. Among these challenges is the necessity of assessing cash balance for firms, particularly those with a small, concentrated team of 40 people or less. In this article, I want to share with you an alternative approach to planning for your future, which could provide substantial tax benefits and enhance your company's overall financial health: the Cash Balance Plan.

As a proud steward of financial guidance at Century Management, I have dedicated my career to helping individuals and businesses navigate the challenging waters of wealth management. Today, I want to take you on a journey that is somewhat unique - one that takes the concept of freedom and examines it from two vastly different yet intimately connected perspectives: the independence embodied by July 4th, or Independence Day, and the autonomy achieved through financial independence.

With a lifelong education and passion for financial services, I've devoted my career to helping high-income-earning business owners, executives, and families navigate the complex world of wealth. One lesson that I have learned throughout my years in the industry is that maximizing the value of a business is not a solo endeavor. Indeed, it takes more than a financial advisor to truly unlock a company's potential. Diverse experts in various fields are needed to ensure a comprehensive, well-rounded approach to business growth and sustainability.

Your investment time horizon is one of the most critical considerations for your total retirement preparation, yet it's also one of the most overlooked. Here are some key points to consider when planning for your investment time horizon.

Looking to save on taxes, maximize your retirement savings, create significant asset protection, and reward, recruit, and retain your employees, consider adding a cash balance plan to your existing 401(k) plan. Depending on your personal goals, there are many other retirement planning and benefit options that could also be of help. Choosing the right retirement planning option is one of the most important financial decisions a business owner will make for their business. Here are some key takeaways from our blog on how Century Management Financial Advisors can help.

Often times a business is sold prematurely due to death, divorce, disability, distress, or disagreement. If your business is not prepared and ready to transition, you and your beneficiaries may not maximize your sales value.

By now, most of you are aware that federal regulators have shut down Silicon Valley Bank (“SVB”), a big lender to start-ups in tech and venture capital (roughly 40% of tech start-ups were customers of SVB), after its parent company disclosed losses that raised fears about other banks. As a result, many financial companies have had steep declines over the past few trading sessions as questions about the health of the banking sector have come into focus.