Estate planning isn’t just about what happens after you’re gone. It’s about making sure your wishes are honored, your loved ones are cared for, and your legacy is preserved. At Century Management, we see estate and legacy planning as more than documents and tax strategies. It’s about aligning your wealth with your values, protecting what you’ve built, and creating clarity for those who will one day carry it forward.
While some think estate planning only applies late in life, the truth is everyone has an estate, and everyone has a legacy. Whether you are a young family naming guardians, a business owner planning succession, or a retiree fine-tuning a charitable strategy, the question is the same: Will your plan reflect your intentions, or will someone else decide for you?
What Estate & Legacy Planning Covers
A thoughtful estate plan can go well beyond drafting a will. Together, we’ll help you consider:
- Wills & Trusts – Making sure what you’ve built goes to the people and causes that matter most to you—at the right time, in the right way.
- Beneficiary Reviews – Reviewing beneficiaries to keep retirement accounts, life insurance, and policies current.
- Powers of Attorney & Health Directives – Naming who will make financial and medical decisions if you cannot.
- Asset Protection – Safeguarding your home, business, and investments from lawsuits and creditors.
- Charitable Giving – Designing tax-efficient giving strategies to support the causes you care about today and tomorrow.
- Special Situations – Addressing blended families, second marriages, special needs trusts, or dementia planning with care.
- Business Succession – Creating continuity for your company so employees and family aren’t left scrambling.
Key Questions to Ask Yourself
- Have I clearly documented who should receive what, and when?
- Are my beneficiaries updated across all accounts and policies?
- Do I have the right powers of attorney in place if I’m incapacitated?
- Should I use a revocable trust, an irrevocable trust, or both?
- Do my charitable goals have a tax-efficient structure?
- Does my business have a succession plan in writing?
- Do I review my estate plan regularly?
Guiding You Every Step of the Way
As fiduciary advisors, we act as your co-architect, helping you design, review, and coordinate an estate plan that protects your interests and reflects your values. We don’t replace your attorney or CPA, but we sit at the same table with them to help ensure your financial plan, tax strategy, and estate documents work together seamlessly.
We're Here To Support You With:
- Clarify your intentions and turn them into an actionable plan.
- Align your estate plan with your broader financial picture.
- Coordinate with attorneys and trustees to implement documents correctly.
- Review your plan regularly so it evolves with your life, your business, and the ever-changing laws that govern your estate.
The Biggest Estate Planning Mistakes
Through the years, we’ve seen how small oversights can create big problems. The most common mistakes include:
❌ Dying without a will—or leaving one that’s outdated or unclear.
❌ Forgetting to update beneficiaries after life changes (marriage, divorce, birth).
❌ Assuming family will automatically inherit everything (state laws may differ).
❌ Not transferring property or assets into a trust once created.
❌ Ignoring state-level estate taxes that can hit far below federal thresholds.
❌ Overlooking succession planning for a business.
Our role is to help you bring all the pieces together—your financial plan, your estate documents, your tax strategies, and your personal wishes—into one cohesive whole. When that alignment happens, the complexity fades. What remains is peace of mind—knowing your wealth and your legacy will carry forward with purpose.