Life rarely moves in a straight line. Over the years we’ve helped clients navigate career changes, sudden windfalls, family transitions, and the big milestones like retirement. Below are the areas where we provide guidance and help you make strategic and thoughtful decisions. You can dive deeper into any of these topics by clicking through.
Investment Management
Disciplined investing to grow and protect your wealth.
- Building customized portfolios aligned with your objectives
- Navigating market volatility with patience and perspective
- Balancing growth, income, and capital preservation
- Grounded in independent research and fundamental analysis
Wealth Planning
A living financial plan that adapts as your life evolves.
- Bringing money, family, and legacy into alignment
- Preparing for the unexpected while pursuing your goals
- Integrating investments, insurance, estate, and tax strategies
- Updating your plan as life circumstances shift
Retirement Planning
Helping you move from paycheck to portfolio with clarity and confidence.
- Choosing the right time to retire and how much you can safely spend
- Timing Social Security and pension decisions
- Designing a withdrawal strategy to weather market environments
- Aligning your lifestyle, time, and money for the next chapter
Estate & Legacy Planning
Ensuring your wealth transfers smoothly and according to your wishes.
- Reviewing wills, trusts, and beneficiary designations
- Planning for estate taxes and liquidity needs
- Coordinating with attorneys and CPAs
- Preserving family harmony while protecting assets
Tax-Focused Planning
Keeping more of what you earn and invest by minimizing unnecessary taxes.
- Coordinating investments and withdrawals with tax brackets
- Harvesting gains or losses strategically
- Making Roth conversion decisions
- Balancing today’s tax bill with long-term planning
Business Retirement Planning
Maximizing value for business owners and employees.
- Designing 401(k), cash balance, or defined benefit plans
- Coordinating business succession and exit strategies
- Reducing taxes through retirement plan design
- Balancing company needs with your personal goals
Stock Option Planning
Turning complex equity compensation into a wealth-building opportunity.
- Understanding ISOs, NQSOs, and RSUs
- Timing exercises and sales for optimal tax treatment
- Managing concentration risk
- Integrating options into your overall financial plan
Windfalls & Legacy Planning
Making wise choices when money shows up suddenly.
- Managing an inheritance, bonus, or business sale
- Avoiding costly mistakes during an emotional time
- Balancing debt reduction, savings, and lifestyle
- Aligning the windfall with long-term goals
Charitable Giving
Aligning generosity with wisdom and tax efficiency.
- Using donor-advised funds, trusts, or direct gifts
- Gifting highly appreciated stock to reduce taxes
- Creating a giving policy that reflects your values
- Involving family in meaningful philanthropy
Divorce Planning
Guidance through one of life’s most difficult financial transitions.
- Dividing assets and retirement accounts
- Understanding tax consequences of settlements
- Rebuilding your financial plan post-divorce
- Protecting your long-term independence
Loss of Spouse or Partner
Supporting you with compassion and care after loss.
- Sorting through accounts, benefits, and income sources
- Updating estate documents and beneficiary designations
- Re-establishing a spending plan that fits your new reality
- Helping you rebuild confidence and stability after loss