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Business Retirement Planning

Tailored to your company’s structure, financial objectives and vision for the future

What Shapes a Resilient Business Retirement Plan?

At Century Management, we believe a strong retirement plan is built on three pillars:

1. Alignment – A plan should fit the unique shape of your business and your workforce.

2. Flexibility – It should evolve with changing tax laws, business growth, and life stages.

3. Impact – It should reward, recruit, and retain your employees while helping you—the owner—maximize both tax benefits and long-term savings.

When designed with care, a business retirement plan becomes more than a benefit—it becomes a strategic asset.

What Business Owners Should Be Thinking About


➤ How can I maximize my own retirement savings?                               ➤ Am I structuring the plan to gain every possible tax benefit?

➤ Does this plan help attract and retain the right employees?                ➤ Will the design scale with my business as it grows?

➤ Am I clear on my fiduciary responsibilities and how to manage them?


Why It’s Worth Your Attention

  • Owner Advantage – Contribute more, grow retirement wealth faster and reduce taxable income.
  • Protection – Retirement plans are highly protected, safeguarding what you’ve built.
  • Reward, Recruit, Retain – Show commitment to your team and boost loyalty and retention.
  • Cost Effectiveness – Tax credits and deductions can offset much of the plan’s cost.


Supporting Your Financial Future

With over 50 years of experience and a dedicated team of advisors, we guide business owners through every step of retirement plan design, implementation, and management. We don’t believe in cookie-cutter solutions. We believe in creating plans that are as unique as the businesses we serve.

Our role is to help you:

  • Identify the plan structure that best fits your business and goals.
  • Balance owner benefits with employee value.
  • Maximize tax advantages while minimizing administrative burden.
  • Stay on top of regulatory changes and fiduciary obligations.
  • Build a retirement benefit that informs, inspires, and endures.

Top Risk Business Owners Face:

❌ Delaying Action or Underfunding                        ❌ Treating the Plan as a Cost, Not an Investment

❌ Trying the DIY Route                                          ❌ Failing to Align Business and Personal Goals

❌ Choosing a Plan That Doesn’t Scale                 ❌ Neglecting Employee Engagement

❌ Fiduciary Blind Spots