What Shapes a Resilient Business Retirement Plan?
At Century Management, we believe a strong retirement plan is built on three pillars:
1. Alignment – A plan should fit the unique shape of your business and your workforce.
2. Flexibility – It should evolve with changing tax laws, business growth, and life stages.
3. Impact – It should reward, recruit, and retain your employees while helping you—the owner—maximize both tax benefits and long-term savings.
When designed with care, a business retirement plan becomes more than a benefit—it becomes a strategic asset.
What Business Owners Should Be Thinking About
➤ How can I maximize my own retirement savings? ➤ Am I structuring the plan to gain every possible tax benefit?
➤ Does this plan help attract and retain the right employees? ➤ Will the design scale with my business as it grows?
➤ Am I clear on my fiduciary responsibilities and how to manage them?
Why It’s Worth Your Attention
- Owner Advantage – Contribute more, grow retirement wealth faster and reduce taxable income.
- Protection – Retirement plans are highly protected, safeguarding what you’ve built.
- Reward, Recruit, Retain – Show commitment to your team and boost loyalty and retention.
- Cost Effectiveness – Tax credits and deductions can offset much of the plan’s cost.

Supporting Your Financial Future
With over 50 years of experience and a dedicated team of advisors, we guide business owners through every step of retirement plan design, implementation, and management. We don’t believe in cookie-cutter solutions. We believe in creating plans that are as unique as the businesses we serve.
Our role is to help you:
- Identify the plan structure that best fits your business and goals.
- Balance owner benefits with employee value.
- Maximize tax advantages while minimizing administrative burden.
- Stay on top of regulatory changes and fiduciary obligations.
- Build a retirement benefit that informs, inspires, and endures.
Top Risk Business Owners Face:
❌ Delaying Action or Underfunding ❌ Treating the Plan as a Cost, Not an Investment
❌ Trying the DIY Route ❌ Failing to Align Business and Personal Goals
❌ Choosing a Plan That Doesn’t Scale ❌ Neglecting Employee Engagement
❌ Fiduciary Blind Spots