In the realm of economics, few scenarios present as perplexing a challenge as stagflation. Characterized by the unusual combination of stagnant economic growth and high inflation, stagflation poses a unique quandary for investors.
As the overhang of inflation and higher interest rates continue, the once relatively calm waters of the financial markets have become increasingly turbulent. For investors looking to not only safeguard their assets but also to navigate these challenging times, understanding the nuance of high inflation becomes paramount.
Listen to Jim and Scott discuss current economic and market conditions.
Is a short-term, lower risk investment right for you? At the end of September 2023, various forms of cash equivalents such as money market funds, Treasury bills, Certificates of Deposit (CDs), and in many 401k accounts, the stable value fund option, currently provide yields in the 5.0% to 5.75% range. Determining which investments to make depends on your personal situation, time horizon, risk tolerance, and goals.
Your investment time horizon is one of the most critical considerations for your total retirement preparation, yet it's also one of the most overlooked. Here are some key points to consider when planning for your investment time horizon.
One of the most important attributes of the wealth management process is to manage risk.